New to Factoring?

For those who aren't familiar with factoring, it is basically a fast way to get cash to run your business.

Factoring is Not a Loan

When you send your customers an invoice, they usually have 30 days to pay you back. Factoring companies will give you the bulk of the cash up front, sometimes within 24 hours, and collect the payments from your customers themselves. Once the invoices are paid in full, you’ll get the balance left over, minus a small fee.


Factoring Doesn't Require Debt

Sounds simple enough – fast cash for your business – no loans, no debt.

So how do you go about choosing the best factoring company?

Not all of them are created equal. Not all of them will give you the same level of service you need to help grow your business.

Everyone claims they have the simplest rate structure in the industry, no long-term contracts, same day funding, no up-front fees, no monthly minimums or maximums, etc., etc., etc.

We also offer these same benefits, but we GO THE EXTRA MILE FOR YOU that other factoring companies don’t.

Here’s Why We Are The Factoring Company You Need For Your Business

No other factoring company matches our level of superior service and offerings.


As you can see, we simply have more to offer you.

Other factoring companies don’t even compare.
Charlotte

And Not All Factoring Companies Can Say This:

More than half of our new business comes through client referrals.

So, Can Your Company Use Factoring?

Of Course! Companies of all sizes, from small privately-owned companies to large multi-national corporations, use factoring as a way to increase their cash flow. Factoring spans all industries, including trucking, transportation, manufacturing and distribution, textiles, oil and gas, staffing agencies and more.

Companies use the cash generated from factoring to pay for inventory, buy new equipment, add employees, expand operations—basically any expenses related to their business. Factoring allows a company to make quicker decisions and expand at a faster pace.

Unlike a bank loan, factoring has…

  • No principle or interest to pay over time
  • No debt to repay
  • Unlimited funding potential – no caps
  • Fast funding – no waiting months like at a bank
  • Approval is based on the strength of your clients, not your credit
  • Startups are welcome in using funding services

Some of the benefits you receive with factoring are:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Information for the city of Charlotte

Charlotte has become a major U.S. financial center and is now the second largest banking center in the United States (after New York).[] The nation's second largest financial institution by assets, , calls the city home. The city was also the former corporate home of Wachovia until its 2008 acquisition by in San Francisco CA; with the two banks fully merged at the end of 2011, which included transitioning all of the branches in the Carolinas to o branches by October 2011. Since then, Charlotte became the regional headquarters for East Coast Operations of , which is headquartered in San Francisco, California. Charlotte also serves as the headquarters for capital markets activities including sales and trading, equity research, and investment banking. headquarters, along with other regional banking and financial services companies, are located primarily in the Uptown central business district.Charlotte has eight Fortune 500 companies in its metropolitan area, listed in order of their rank: was headquartered in Charlotte.

 

Charlotte is the major center in the U.S. motorsports industry, housing multiple offices of industry's race teams, employees and drivers are based nearby. The large presence of the racing technology industry along with the newly built , is iuencing other top professional drag racers to move their shops to Charlotte as well. The Metrolina Speedway is expected to bring more local racing along with a skate park, shoppes, restaurants, and an cale hotel.Located in the western part of Mecklenburg County is the U.S. National Whitewater Center, which consists of man made rapids of various degrees and is open to the public year round. One Center behind the in Uptown CharlotteThe Charlotte Region has a major base of energy oriented organizations and has become known as Charlotte USA The New Energy Capital. In the region there are more than 240 companies directly tied to energy sector collectively employing more than 26,400. Since 2007 more than 4,000 energy sector jobs have been announced.

 

Major energy players in Charlotte include The University of North Carolina at Charlotte has a reputation in energy education and research and its Energy Production and Infrastructure Center (EPIC) trains energy engineers and conducts research.The area is an increasingly growing trucking and freight transportation hub for the East Coast. The Charlotte Center city has seen remarkable growth over the last decade. Numerous residential units continue to be built uptown, including over 20 skyscrapers under construction, recently completed, or in the planning stage. Many new restaurants, bars and clubs now operate in the Uptown area. Several projects are transforming the Midtown Charlotte/Elizabeth area.In 2013, named Charlotte among its list of Best Places for Business and Careers. Charlotte has also been listed as the #20 largest city in the US, and the #60 fastest growing city in the US between 2000 2008.

 

 

Information for the state of North Carolina

North Carolina leads the nation in the production of tobacco and is a major producer of textiles and furniture. It grows 40% of all U.S. tobacco, but the continuing trend is toward diversification. Broilers, hogs, turkeys, greenhouse products, sweet potatoes, corn, soybeans, peanuts, and eggs are important. Plentiful forests supply the thriving furniture and lumber industries. The state has long been a major textile manufacturer, producing cotton, synthetic, and silk goods as well as various kinds of knit items.

 

Other leading manufactures are electrical machinery, computers, and chemicals; the Research Triangle complex near Chapel Hill has spurred high-tech manufacturing, as well as bringing federal jobs into the state. The state also has mineral resources: It leads the nation in the production of feldspar, mica, and lithium materials and produces substantial quantities of olivine, crushed granite, talc, clays, and phosphate rock. There are valuable coastal fisheries, with shrimp, menhaden, and crabs the principal catches. Charlotte developed in the 1980s into a major U.S. banking center, and related businesses have flourished in the area.

 

We will buy your invoices and give you the cash immediately.  

The main benefit of Invoice Factoring is that a business is not required to wait one or two months (sometimes more) for payment by a customer, the business will receive cash in hand to operate and grow their business. -North Carolina Invoice Factoring Company

 

 

DEAR Invoice Factoring COMPANY: YOU SAVED MY LIFE  

North Carolina Invoice Factoring Company Articles

Questions You Need to Ask Your Invoice Factoring Company

 

In today’s marketplace we’re seeing more and more Invoice Factoring companies, and Invoice Factoring fees, rates and agreement terms have become very competitive. This means that, as a potential Invoice Factoring customer, this competitiveness should work to your advantage. However, there are some issues you must consider when choosing a Invoice Factoring company to suit your specific requirements.

 

Before entering into any Invoice Factoring agreement, here are some important questions you should ask –

 

What Are Your Terms?

 

As a Invoice Factoring customer, you’ll be looking for as much flexibility in your Invoice Factoring agreement as possible. It may be that you choose a long term contract with your Invoice Factoring company if it includes flexible rates or a price break. In today’s competitive market, many Invoice Factoring companies are agreeing to adjust their rates based on competitive offers from other factors or increased Invoice Factoring volume.

 

The majority of Invoice Factoring agreements are a one year contract, which appears to be industry standard, and this contract will renew automatically unless you provide the Invoice Factoring company either 60 or 90 days notice.

 

What’s Your Fee Structure?

 

The fee structure may vary depending on both the Invoice Factoring company involved and your industry. Some Invoice Factoring companies charge a flat fee, which is calculated as a percentage of the total value of the invoice. On the other hand, other Invoice Factoring companies charge additional fees to cover costs associated with doing business, such as money transfers, software, and so on. Ensure that the Invoice Factoring company you’re considering working with is completely upfront and transparent with you about its terms and fees.

 

Are You Able to Offer Both Recourse and Non Recourse Invoice Factoring?

 

Recourse Invoice Factoring:

 

Recourse Invoice Factoring is less expensive than non recourse Invoice Factoring. With recourse Invoice Factoring, you (being the client) are ultimately responsible if the Invoice Factoring company is unable to collect on your customers’ invoices. However, you’re not necessarily required to pay the debt out of pocket if you have a recourse agreement and the customer defaults on payment. It may be that the Invoice Factoring company will withhold a portion of future cash payments or payments held in reserve, with the money being placed in an escrow account until such time as the debt has been paid.

 

Non recourse Invoice Factoring:

 

When you have a non recourse Invoice Factoring agreement, the credit risk for the collection of customers’ invoices lies with the Invoice Factoring company.Therefore, we believe it’s to your advantage to use a Invoice Factoring company that offers both recourse and non recourse Invoice Factoring, simply because you may find that some of your customers are more suitable for recourse Invoice Factoring than others. In addition, you need a Invoice Factoring company with a strong credit team because they can work with you to ensure you’re dealing with good customers: to a certain degree this will relieve some of the pressure of being responsible for bad debt.

 

How Long Has the Invoice Factoring Company Been in Business?

 

With the marketplace becoming increasingly competitive, today we’re seeing the creation of more and more Invoice Factoring companies. However, many of these companies are recent start ups, with limited industry experience. Make sure you research the Invoice Factoring company’s history prior to entering into any Invoice Factoring agreement: also research its background into providing financial services in your specific industry.

 

Do You Have the Capital to Grow with Me?

 

The fact that there’s no limit to the level of financing is the major advantage Invoice Factoring has over traditional bank lending. As your company continues to grow, so too should the funding of invoices grow with you. Do your research and learn as much as possible about your potential Invoice Factoring company’s client base and their capital structure.

 

Does this Invoice Factoring company have a limit to the number of debtors it takes on? What’s a typical account size? What’s the Invoice Factoring volume of their largest client? You’ll probably find that Invoice Factoring companies who have been serving your industry for many years will have greater capacity to finance your company as it continues to grow.

 

Is There Anything Else You Can Do for Me?

 

Obviously, Invoice Factoring is more expensive than a conventional bank loan, and this is partly due to the back office services that your Invoice Factoring company is able to provide. Besides collections and financing, many Invoice Factoring companies will evaluate companies in your industry and provide credit information. Therefore, when looking for a Invoice Factoring company for your business, make sure the one you choose offers additional services and products that can assist you in making good business decisions.

 

How Do We Start Invoice Factoring?

 

Fortunately, Invoice Factoring companies are not unduly concerned about your balance sheet before they decide to work with you, unlike banks. However, they do have a process to follow when selecting new clients, so be sure you understand what the Invoice Factoring company is looking for when it’s considering you as a client. Are they looking at your credit ratings and/or your customers’ payment histories?

 

Are they looking at your personal credit score?

 

In many cases a company will start Invoice Factoring because it’s looking for a quick injection of cash, so you need to know how many days the Invoice Factoring company will take to review and process your application.

 

 

 

CraigWinters.com

 

Account-receivable.org

 

 

 

 

You Can Find More Information at  http://invoicefactoringservices.org
and at http://messagefacts.com/

Call Us Today at: 1-888-266-0197

 

Watch our Factoring Company Video below to see how we work for you.

 

 


 

Get MONEY NOW for your outstanding receivables.

 

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Tennessee

 

Texas

 

Utah

 

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Virginia

 

Washington

 

West Virginia

 

Wisconsin

 

Wyoming

 

Alabama

 

Alaska

 

Arizona

 

Arkansas

 

California

 

Colorado

 

Connecticut

 

Delaware

 

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